Yes, there are several tax deductions available when filing your tax declaration Switzerland, depending on your personal situation. By lowering your taxable income, these deductions help you pay less in taxes overall.
Some of the most common deductions include:
Some of the most common deductions include:
- Work-related expenses – This covers commuting costs, meals away from home, and necessary tools or training required for your job.
- Health insurance premiums – A portion of your health insurance payments may be deductible, including supplemental insurance in some cantons.
- Pillar 3a contributions – Payments into a tied private pension plan (Pillar 3a) are fully deductible up to the legal limit.
- Childcare expenses – If you pay for external childcare due to employment, you can usually deduct a portion of those costs.
- Education and training – Costs for further education related to your career may be deductible.
- Debt interest – Interest on personal loans and mortgages (excluding capital repayments) is typically deductible.
- Alimony and support payments – Payments to a separated or divorced spouse, or dependent children, can often be deducted.
- Donations – Charitable contributions to recognized Swiss institutions may also qualify for tax deductions.